Free resources

Free tools and guides for small businesses

The official calculators, checkers and templates we point our own clients to, for starting up, tax, Making Tax Digital, VAT, payroll, Companies House and property.

Starting a business

ResourceFromType
Set up as a sole trader
Step by step, including registering for Self Assessment.
GOV.UKGuide
Set up a limited company
From choosing a name to registering for Corporation Tax.
GOV.UKGuide
Business plan and cash flow templates
Free business plan and cash flow forecast templates for new businesses.
Start Up LoansTemplate

Tax and Self Assessment

ResourceFromType
Estimate your Income Tax
An official estimate of this year's Income Tax.
HMRCCalculator
Estimate your Self Assessment bill
A rough estimate of tax and National Insurance if you are self-employed.
HMRCCalculator
Self Assessment deadlines
Key dates for registering, filing and paying.
HMRCGuide
Late filing and payment penalties
Works out the likely penalty for a late return or payment.
HMRCCalculator
Trading and property allowances
The two £1,000 tax-free allowances for small side income.
HMRCGuide
Mileage and fuel rates
Current approved mileage and advisory fuel rates.
HMRCGuide
HMRC app
Check your tax code, make payments and see your tax details.
HMRCTool

Making Tax Digital

ResourceFromType
Check if and when MTD for Income Tax applies
For sole traders and landlords: whether and when you need to join.
HMRCTool
Find MTD for Income Tax software
HMRC's list of compatible software.
HMRCTool

VAT

ResourceFromType
When to register for VAT
The £90,000 threshold and when you must register.
HMRCGuide
VAT Flat Rate Scheme
The simpler VAT scheme for small businesses and who can use it.
HMRCGuide

Payroll and employing people

ResourceFromType
Employ someone for the first time
A checklist for taking on your first employee.
GOV.UKChecklist
Basic PAYE Tools
Free payroll software for employers with fewer than 10 employees.
HMRCTool
Minimum wage calculator
Check you are paying at least the minimum wage.
GOV.UKCalculator
Check employment status for tax
Whether a worker should be treated as employed or self-employed.
HMRCTool
Workplace pension duties for new employers
A tailored timeline of your auto-enrolment duties.
The Pensions RegulatorTool
Written statement of employment templates
Free templates for employees' written terms.
AcasTemplate

Companies House and compliance

ResourceFromType
Verify your identity for Companies House
How directors and PSCs verify their identity, and by when.
Companies HouseGuide
File your confirmation statement
When and how to file, and the fee.
Companies HouseGuide
Accounts and tax returns for limited companies
Filing annual accounts with Companies House and the tax return with HMRC.
GOV.UKGuide
Data protection fee checker
Check whether your business must pay the ICO fee.
ICOTool

Landlords

ResourceFromType
Renting out a property: paying tax
How rental income is taxed and which expenses you can claim.
HMRCGuide
Guidance for landlords and letting agents
Landlord duties under the tenancy rules in force from 1 May 2026.
GOV.UKGuide
Stamp Duty Land Tax calculator
Official calculator for Stamp Duty on property purchases in England and Northern Ireland.
HMRCCalculator

Funding and support

ResourceFromType
Business support helplines
Free support helplines and webchat across the UK.
GOV.UKGuide
Small business rate relief
Who qualifies for rates relief and how to apply.
GOV.UKGuide
Business guidance and finance guides
Neutral guides to finance options and business essentials.
British Business BankGuide

These are free resources from HMRC, GOV.UK and other organisations. We are not connected to them and do not earn anything from these links. Links last checked October 2026. If one has moved, please let us know.